The information on this website is provided for general information purposes only and does not take into account your objectives, financial situation or needs. It does not constitute personal financial advice. Before acting on any information on this website, you should consider whether it is appropriate for your circumstances and, if necessary, seek personal advice from a qualified adviser. Where this website refers to retail financial products, including Separately Managed Accounts (SMAs), you should obtain and consider the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making any investment decision. Where this website refers to wholesale investment products, including Seneca’s wholesale funds, such products are available to wholesale investors only and are issued pursuant to an Information Memorandum, rather than a PDS or TMD. Seneca Financial Solutions Pty Ltd (ABN 17 610 665 711) holds Australian Financial Services Licence No. 492686. To the extent permitted by law, Seneca Financial Solutions Pty Ltd disclaims all liability for any loss or damage arising from reliance on information contained on this website.