Financial Planning & Structuring

Regardless of your requirements, all Seneca clients can expect clear and regular communication from their adviser, efficient and knowledgeable administration support and professional excellence in our areas of expertise.

Foundation

Your most valuable asset is your human capital – your ability to trade your expertise, skills and knowledge, for resources, over your working life.

Our job at Seneca is to ensure you get the highest possible return on those accumulating resources. A Seneca Financial Plan will give you the transparency and confidence to live every day to the fullest and know your future, and those that you love, are provided for.

Expect us to help you:

  • Define what’s important to you
  • Allocate resources to what’s most important
  • Take advantage of Super to maximise wealth
  • Make your savings work as hard as possible for you
  • Be prepared for the unexpected

Our advisers guide you on a journey of discovery, proposal, advice and implementation – where your collaboration and input help guide our personalised service and approach.

Strategic services start from $5,000 +GST

Strategic

The prospect of retirement can be a daunting one. At Seneca, let us provide you the clarity and confidence to embark on the retirement you deserve – free from the stress of the volatile financial markets and uncertain cash flow.

Our retirement strategies will help you maximise your financial returns and optimise your after-tax income.

Our highly attentive and experienced team ensure you always speak with someone you know and who knows your particular situation – you’ll never be left on hold, be directed to a call centre or charged for a face-to-face meeting with your adviser.

You can expect clear, considered, and expert advice in areas such as:

  • Super recontribution strategies
  • Debt recycling
  • Managing multiple investment properties including CGT realisation and minimisation
  • Professional investment advice to support your lifestyle and goals
  • Complex estate planning including POA and Guardianship
  • Establishing Trusts and/or Self-Managed Super Funds (SMSF)

 

Strategic services start from $10,000 +GST

Intergenerational

Leverage Seneca’s extensive network and expertise as a hub for your family office, to assist in the coordination of your wealth in a flexible and holistic manner. Our team is experienced and passionate about family wealth, business and its potential for positive impact across the broader community.

We provide a range of curated services:

  • Family charters, constitutions, boards, and investment committees
  • Investing for intergenerational wealth (asset & portfolio management)
  • Bespoke and curated investment opportunities.
  • Gifting, loaning, and investing in family members.
  • Sustainable philanthropy and charitable giving.
  • Estate planning.
  • Optimising use of account-based pensions, company structures and distributions
  • Intergenerational education and mentoring.

All offered with Seneca’s fully consolidated, transparent, daily reconciled performance and tax reporting via our Investor Portal that can be accessed 24/7.